Circadian Capital is a specialty finance firm built to connect private investors with the top-performing small business lenders across the US.

We provide growth capital to established funding partners that have demonstrated strong track records across originating, managing, and servicing non-bank lending clients.

Our mission is to unlock both scalable capital for lenders and attractive risk-adjusted returns for LPs, while supporting the backbone of the U.S. economy - small and medium-sized businesses.

Partner with Proven Lenders

We selectively partner with established US-based MCA funders that have demonstrated consistent performance, disciplined underwriting, and operational excellence.

Build a Connected Network

We are more than just capital; we are building a networked ecosystem of best-in-class lenders, investors, and industry operators, which unlocks efficiencies and collaborative opportunities.

Align Economic Interests

We structure our deals to ensure that incentives are aligned across both our funding partners and LPs.

  • Our Hybrid debt and equity model combines tailored debt structures designed to meet funder requirements with an equity kicker to align long-term interests.

  • Our syndication model fosters diversification and flexibility, with clearly defined timeframes.

    • Long term capital commitments

    • Fee transparency

    • Risk sharing and alignment

    • Capital recycling and efficiency

    • Diversification

    • Performance-based upside